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FOR BROKERS, LOAN OFFICERS & LENDERS

MORTGAGE BROKER MARKETING AGENCY FOR BROKERS & LOAN OFFICERS.

CX Digital is a mortgage broker marketing agency for brokers, loan officers and lenders in the United States. We run paid advertising, SEO, landing pages, social media, content and CRM follow-up within credit advertising rules, so more borrowers who are comparing options become applications.

  • Campaigns built for credit ad rules
  • Instant response while borrowers are shopping
  • Nurture through long rate-shopping cycles
Google Ads CertifiedMeta Blueprint CertifiedNo long-term contracts
Get a free marketing planTell us your markets and loan types.
No credit card. No commitment. 30 minutes.

You’re on the list

A member of our team will reach out within one business day to book your call.

SOUND FAMILIAR?

WHY MOST MARKETING VENDORS DISAPPOINT.

Borrowers shop fast

Rate shoppers talk to whoever calls first, often within minutes.

Ad restrictions

Credit offers have strict targeting and copy rules that trip up generic agencies.

Wasted ad spend

Campaigns that aren’t tracked to closed loans keep spending on what doesn’t convert.

We run compliant campaigns for your business only and respond the moment a prospect comes in, so you’re the first call, not the fourth.

WHAT YOU GET

EVERYTHING INCLUDED.

  • Meta campaigns for credit offersRun under Meta’s financial products and services ad category with compliant targeting.
  • Google searchPurchase and refinance intent keywords in your markets.
  • Pre-qualification pagesLanding pages that set clear expectations before the first call.
  • Compliant copyAd and page copy written to avoid false or exaggerated rate and approval claims.
  • Instant responseAn immediate text and email from your own CRM and business number to every new inquiry.
  • NurtureFollow-up for borrowers who aren’t ready today.
  • Booking automationSelf-booking pages and reminders that put borrowers on your calendar.
  • ReportingProspects, cost per inquiry, and applications by campaign.
SERVICES

DIGITAL MARKETING FOR LOAN OFFICERS AND BROKERS.

Six services, run by one team and reported in one place. Take one or all of them.

  • Paid advertisingPurchase and refinance campaigns on Meta, Google and TikTok, budgeted in US dollars and built inside the platform rules for credit offers.
  • SEOLocal and on-page SEO so borrowers find you when they search for a mortgage broker or loan officer in your market.
  • Websites & landing pagesPre-qualification and loan-type pages that set clear expectations and carry your required disclosures.
  • Social media marketingPlanned posting and short-form video that explain loan options in plain language and keep you visible to referral partners.
  • ContentBorrower guides, ad copy and video scripts written without rate or approval promises.
  • CRM & automationInstant replies, reminders and nurture from your own CRM through long rate-shopping cycles.
US ADVERTISING RULES

ADVERTISING MORTGAGES IN THE US: THE RULES WE BUILD AROUND.

Credit is a restricted category on the major ad platforms, and mortgage advertising has its own federal and state rules on top.

Meta: Financial products and services category

Mortgage ads shown to US audiences have to be declared under Meta’s special ad category for financial products and services, which replaced the earlier Credit category. Targeting by age, gender or ZIP code is not available, location targeting has to cover a radius of at least 15 miles, and lookalike audiences are replaced by a restricted version.

Google Ads: consumer finance restrictions

In the United States and Canada, Google restricts credit and consumer finance advertisers from targeting or excluding people by gender, age, parental status, marital status or ZIP code. Keyword, city and radius targeting are still available.

Truth in Lending (Regulation Z)

Quoting certain loan terms in an ad, such as a payment amount, a down payment or the loan term, triggers a requirement to show further disclosures including the APR. We do not put rates or payment figures in ads unless you supply the approved wording and disclosures.

Mortgage advertising rule (Regulation N)

Federal rules prohibit misrepresentations in mortgage advertising, for example about rates, fees, approval or government affiliation. Copy avoids guaranteed-approval and lowest-rate claims.

NMLS licensing

Mortgage loan originators are licensed or registered through the Nationwide Multistate Licensing System, and many states require the NMLS ID of the originator and company to appear in advertising, including social media. You give us your IDs, licensed states and required wording, and campaigns only run where you are licensed.

Your compliance sign-off

Ads and pages go to you or your compliance contact for approval before launch. Budgets and results are reported in USD.

This is general information about advertising rules, not legal advice. Platform policies and regulations change, and your business remains responsible for its own licensing and compliance. We build to the requirements you and your compliance contact give us.

HOW IT WORKS

FROM FIRST CALL TO RESULTS.

Define your borrower

Loan types, markets, and the borrowers you want.

Week 1

Build & launch

Compliant campaigns and pre-qual pages go live.

Weeks 1–2

Respond & book

Every inquiry gets an instant reply; qualified ones are booked.

Ongoing

Optimize

Spend shifts toward campaigns that produce applications.

Weekly
PROOF

REAL CAMPAIGN RESULTS.

Results from campaigns we’ve run for clients.

Mortgage
70 inquiries
at $16.20 per inquiry
Meta Ads · 30-day campaign
Home Services
261 booked calls
in a single 30-day sprint
Meta Ads · local market
Real Estate
212 inquiries
at $23.23 per inquiry
Google Ads · 60-day campaign
See all case studies →
FAQ

QUESTIONS, ANSWERED.

What does a mortgage broker marketing agency do?
It plans and runs the online marketing that brings borrowers to a broker or loan officer: paid advertising, SEO, landing pages, social media, content and CRM follow-up, built within the advertising rules that apply to credit. CX Digital runs these as one system and reports on inquiries, applications and cost.
Can mortgages be advertised on Facebook?
Yes, under Meta’s special ad category for financial products and services (previously called Credit), which removes targeting by age, gender and ZIP code. We build campaigns that work within those limits.
Who owns the campaigns and data?
You do. Campaigns run in your own ad accounts and every inquiry goes to your business only.
Do you do purchase and refinance?
Both. Campaigns and pages are split by loan purpose so messaging matches what the borrower is looking for.
Will my NMLS ID and disclosures be on the ads?
Yes. You supply your NMLS IDs, licensed states and any wording your compliance contact requires, and we include them on ads and landing pages. Nothing goes live without your approval.
How fast will I see results?
Most campaigns produce inquiries within the first one to two weeks. One 30-day Meta campaign produced 70 inquiries at $16.20 each.
How is pricing set?
Pricing depends on scope and is set out in a written proposal. Ad spend is paid directly to the platforms.
Is there a long-term contract?
No. You can cancel with 30 days’ written notice.
GUIDES

LEARN BEFORE YOU BUY.

Guides on mortgage marketing and costs.

All articles →
Free strategy call

STILL COMPARING OPTIONS?

Book a free 30-minute call. We’ll review your current setup and show you exactly what we’d run for your business. No commitment.

  • Where your prospects are coming from, and what each one costs
  • Where inquiries are leaking between click and booked call
  • A clear plan for the next 90 days
No credit card. No commitment. 30 minutes.

You’re on the list

A member of our team will reach out within one business day to book your call.

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